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If approved for a loan, the fixed or variable interest rate offered will depend on your creditworthiness, and the term of the loan and other factors, and will be within the ranges of rates listed above. Jeff Gitlen writes about a wide range of finance topics including everything from student loans to credit cards to small business financing. Federal student loan consolidation vs. The FAFSA will tell students whether they are eligible for any federal funding, which they may want to maximize first, before resorting to private loans.
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